Self Managed Super Fund (SMSF) Loans
Leverage your Superannuation
A Self Managed Super Fund (SMSF) loan is a powerful financial tool that allows you to invest your superannuation savings in property or other assets.
By leveraging your Super, you can maximise your retirement savings and build a more secure financial future.
At J.B. Meares, we offer specialised SMSF loans tailored to meet your investment needs and help you achieve your financial goals.
Why use a SMSF Loan?
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Higher Returns
Commercial properties can offer higher rental yields compared to residential properties. This can result in better cash flow for the SMSF.
Additionally, the capital growth potential in certain commercial property markets can lead to significant long-term gains.
By investing in commercial property, SMSFs aim to achieve higher returns on their investments, enhancing the fund's overall performance. -
Diversify Your Investment Portfolio
Invest your Self Managed Super Fund (SMSF) in commercial property to diversify your portfolio.
By spreading risk across different asset classes, exposure to traditional investments like shares and bonds is reduced.
Commercial properties often provide stable rental income and can appreciate over time, adding a different dimension to the SMSF's overall investment strategy. -
Tax Benefits and Concessions
SMSFs can benefit from various tax advantages by investing in commercial property.
Rental income is taxed at the concessional superannuation tax rate, which is generally lower than personal income tax rates.
Additionally, if the property is held until the fund members transition to the pension phase, the capital gains tax on the sale of the property can be significantly reduced or even eliminated.
